Genetic Tests Can Hurt Your Chances Of Getting Some Types Of Insurance

The results of genetic testing — whether done for health reasons or ancestry searches — can be used by insurance underwriters in evaluating an application for life insurance, or a disability or long-term-care policy.

Federal law keeps insurers from using genetic test results when pricing and issuing health insurance. But the tests might keep you from being able to get life insurance or a long-term-care policy.

(Image credit: Science Photo Library RF/Getty Images)